# Risk Disclaimer SIERRA is not a regulated financial product, and users should not expect any protections under banking, securities, or consumer protection laws in any jurisdiction. The SIERRA token is a cryptoasset that is not issued by a central bank, should not be considered legal tender and does not represent a claim on deposits at a regulated financial institution. Users should understand that: * SIERRA is not subject to formal regulatory oversight; * There are no government guarantees or investor safeguards; and * Redemption, collateral management, and price stability rely entirely on the mechanisms underlying in the protocol and its governance. Participants should exercise independent judgment and conduct their own due diligence before buying or using SIERRA, especially in jurisdictions where regulatory treatment of cryptoassets is uncertain or evolving. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.sierra.money/legal/risk-disclaimer.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.