Powering an Earn Offering

Designed For: Fintechs, neobanks, exchanges, and card issuers offering stablecoin yield to their end users

Sierra provides the entire yield generation and reserves management layer, while the partner retains full ownership of the user experience, branding, and customer relationship. Deposits from users on a partner's platform are routed through a dedicated Sierra vault into a blend of RWA and DeFi yield sources that was curated by Sierra and the partner. All custody, settlement, compliance, and reporting is handled by Sierra's institutional-grade infrastructure stack.

Partners get a plug-in yield engine that:

• Eliminates the operational burden of building and maintaining in-house solutions

• Unlocks off-chain RWA yield sources that would otherwise be out of reach

• Scales seamlessly across user bases from tens of thousands to million

• Creates a new revenue stream and improves stickiness of user deposits

All of these benefits are achieved without the partner writing a smart contract or changing their existing operational workflows.